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What is Technology Errors and Omissions Insurance?

Technology Errors & Omissions Insurance (Tech E&O) covers businesses providing technology services to their clients. Professions such as Software and Hardware sales, Network Security, Graphic Design, and many more can fall under the Tech E&O classification. Just as any normal E&O policy will do, a Tech E&O policy protects the insured against any mistakes made while doing business. These coverages are tailored for Technology Service Providers because of the complex nature of their operations. A Tech E&O policy can be purchased alongside a cyber liability insurance policy for comprehensive protection against online & offline services.

Why Purchase Tech E&O?

A Tech E&O policy can cover costs for legal defense, settlements and breach of contract allegations. Attorney fees for court cases or settlement negotiations outside of a court can add up quickly even when your business is not at fault. Many businesses large & small do not have the funds to cover these expenses. For example, suppose a company creates software for organizing documents. If this software caused their client's systems to crash and they can no longer do business, the software company could be at fault. In this circumstance a lawsuit could potentially ruin your business without a Tech E&O policy in place. With a properly written Tech E&O policy in force coverage could be provided for defense costs, settlement expenses and potentially lost income during the court case. The Tech E&O policy is there to take care of all the risks arising from technology related services.

The Apogee Advantage

Our Technology Errors and Omissions product is available through A++ rated, A.M. Best, admitted and non-admitted markets throughout all 50 U.S. states.

Coverage May Include

Cover the financial loss of a third party arising from failure of a technology professional's product to perform as intended or expected. Financial loss may arise from an act, error or omission committed in the course of the insured's performance of services.

  • Defense outside the limit available
  • Limits available up to 15 million (higher limits available through excess)
  • Breach of contract coverage available
  • Can combine the Tech E&O, Miscellaneous E&O, Technology Products, General Liability, and Cyber Liability on one policy
  • Full prior acts coverage available even for first time buyer
  • Coverage for mental anguish and distress
  • Additional insured status available
  • Covered services can include Miscellaneous E&O exposures
  • Deductibles start at $0
  • Risk management services availableto policy holders for no charge
  • Media and intellectual property coverage built into policy forms

Apply Now

First time customers, learn about Apogee and fill out our form.

Send submissions to submissions@apogeeinsgroup.com

Submission Requirements:

  • Application
  • Loss runs, if available
  • Resumes of key personnel
  • Sample customer contract
  • Copy of current dec page and/or policy

Technology Errors and Omissions Applications:

Available Markets


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