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What is Insurance Agents E&O?

Insurance Agents E&O provides protection to insurance agents or agencies. These agencies need protection from any legal action resulting from negligence in providing or recommending insurance. Agencies for any kind of insurance can benefit from E&O insurance. Property & Casualty, Accident, Life, Health and any other kind of agency would have both similar and unique risks that can be covered with an Insurance Agents E&O policy.

Why have Insurance Agents E&O?

Professional liability is an important part for any business, including an insurance agency. Mistakes can be made while helping others find coverage, and without the right kind of protection in place, an agency would have to retain a suit or other claim which could mean having individual agents lose money on their commissions. But with an E&O policy in place, negligent acts can be covered and help to keep the doors open. 

  • Insurance agents and brokers are uniquely exposed to both claims frequency and claims severity
  • Professional Liability coverage for Insurance Agents and Brokers is increasingly difficult to find in today‚Äôs marketplace
  • Claims against insurance agents are on the rise due to the difficulty in obtaining some coverages in the hard insurance market
  • Insurance agents and brokers are being held to a higher standard of care than ever before

The Apogee Advantage

Our Insurance Agent E&O insurance is available through A or better rated, A.M. Best, admitted and non-admitted markets throughout all 50 U.S. states.

Coverage May Include

  • Defense outside the limit
  • Professional services  - insurance broker, insurance agent or general agent
  • Personal Injury Coverage
  • Cyber liability coverage can be included
  • Personal Injury Coverage
  • Admitted Markets available in most states

Apply Now

First time customers, learn about Apogee and fill out our form.

Send submissions to submissions@apogeeinsgroup.com

Submission Requirements:

  • Application
  • Loss runs, if available
  • Copy of expiring dec page

Insurance Agent E&O Professional Liability Applications:


Available markets


See Apogee ProductsWe Place All Types of Professional Liability