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What is Architects & Engineers Liability Insurance?

Architects and Engineers (A&E) is a specific type of professional liability insurance geared towards insuring the liabilities of design professionals. The high level of technical skill and education creates a unique sets of risks. Structural designs have the potential for error, and problems such as shifting or even collapse can occur.  Errors in Architectural design can create lengthy project delays costing all parties additional time and money to complete a job. Professional liability coverage for these risks can protect design firms from costly claims that would otherwise destroy their business.

Why Have Architects & Engineers Liability Insurance?

Architects and engineers have many obstacles to face in their line of work. There are high expectations to live up to, sometimes impossible ones. Missed deadlines, design errors and even misunderstandings of directions can be disastrous. On top of this there are many laws such as the Americans with Disabilities Act (ADA) and the Occupational Safety and Health Acts (OSHA). A violation of these, even accidental, can result in a lawsuit can be financially damaging or even fatal to a business.

The Apogee Advantage

Our Architects and Engineers product is available through A++ rated, A.M. Best, admitted and non-admitted markets throughout all 50 U.S. states.

Coverage May Include

Provide insurance coverage to defend and indemnify design professionals against claims alleging negligence of errors and omissions in performance of professional services.

  • Bodily injury / property damage: Contingent coverage provided in the event someone experiences bodily injury, damage to personal property or financial loss.
  • Personal injury coverage: provides libel/slander protection during service, particularly relating to web content.
  • Punitive damages: covered in the event additional damages awarded
  • Joint venture coverage
  • Pollution and mold coverage available
  • Litigation management expertise eliminates the burden of claim management
  • Defense for administrative proceedings or investigations of professional misconduct
  • Coverage for claims resulting from covered professional internet services
  • Adequate time to report claims to the carrier.
  • Duty to defend policy
  • True Contractor's Pollution
  • Free Contractual Review
  • Cyber/Security Liability
  • Defense Outside the Limits
  • Project Specific Coverage
  • Client Specific Coverage
  • Softened Hammer Clause

Apply Now

First time customers, learn about Apogee and fill out our form.

Send submissions to submissions@apogeeinsgroup.com

Submission Requirements:

  • Application
  • Loss runs, if available
  • Resumes of key personnel
  • Sample customer contract
  • Copy of current dec page
  • Revenue History for the last 3 years

Architects & Engineers Professional Liability Applications:


Available Markets

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