Facebook_Pixel Fraud & Privacy Policy

GENERAL PRIVACY NOTICE

Revision Date

Last modified:  January 10, 2020

Introduction

Apogee Insurance Group (“Apogee,” “we,” or “us”) respects your privacy and is committed to protecting it through compliance with this General Privacy Notice (“Privacy Notice”).  In accordance with that commitment, this Privacy Notice is intended to notify you of our practices for protecting, collecting, using, and disclosing your personal information.

For purposes of this Privacy Notice, “personal information” means any information that identifies or could reasonably be linked, directly or indirectly, with a particular individual or household.  Personal information does not include publicly available information, deidentified data, or aggregate consumer information.

Please carefully read this entire Privacy Notice to understand our policies and practices regarding your personal information.  Your use of our website as well as our products and services will be deemed acceptance of our privacy policies and practices.

 

Data Security

We have implemented measures designed to secure your personal information from accidental loss and unauthorized access, use, alteration, and disclosure.  Such measures involve strict physical, electronic, administrative, and procedural safeguards.   

As part of Apogee’s privacy policy, we restrict access to your personal information to those who need it to provide our products and services to you.  Our employees are also trained to safeguard customer information. 

 

Personal Information Collected

Depending on the particular individual and business purpose, we may collect any of the following from you:

  • Identifiers and other personal information, including or regarding your name, characteristics protected under state or federal law, postal address, email address, telephone number, social security number, account information, relevant medical, property and financial information, employment history, insurance licenses, policy numbers, and other coverages.

Additionally, we may collect commercial information, such as credit and claims history and motor vehicle reports, from consumer reporting companies.

Purposes of Collected Personal Information

We may use personal information collected about you:

  • For various communications with you, as needed
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us
  • To comply with applicable laws and regulations
  • In any other way we may describe when you provide the information
  • For any other purpose for which you provide it and/or consent

Third Parties/Disclosure of Collected Personal Information

We will not sell collected personal information to any third parties whatsoever.  Additionally, we will only disclose personal information to third parties when required and permitted by law.  For example, we may disclose collected personal information:

  • To individuals or entities as necessary to perform transactions you request or authorize
  • To enforce or apply our agreements with you
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Apogee, our customers, and/or others
  • With state insurance departments or other governmental or law enforcement authorities if required by law or to protect our legal interests, including in cases of suspected fraud or illegal activities
  • If ordered by a subpoena or other court order

While we may have links to third party organizations and companies, a link does not constitute an endorsement of content, viewpoint, policies, products, or services of that website.  Please be aware that Apogee is not responsible for the privacy practices of those sites even though Apogee’s logo may appear on those sites.  This Privacy Notice applies solely to our website.

Cookies/Automatic Data Collection

Cookies help promote functionality and to personalize your experience.  Cookies are small text files automatically sent from a website the user is browsing and stored in the user's web browser.  Some cookies are present only for the session, while other cookies persist for a pre-determined time.  In some cases, the browser sends the cookie back to the server every time the user loads that website.

Our website uses cookies in a very limited manner.  Cookies are used on our website only to collect account information from our customers.  This allows our customers to access secure areas of our website.  Our website does not collect any other information from our appointed customers, nor does it collect any information whatsoever from other individuals.

Most browsers allow you to manage your cookie preferences with common options such as:

  • Enable or disable all cookies indefinitely (i.e., always accepted or always blocked)
  • Selectively block cookies
  • View and selectively delete cookies
  • Wipe all private data, including cookies
  • Block third party (tracking) cookies

Some browsers also have extensions or add-on tools for managing cookies and cookie permissions.  For more information about managing or disabling cookies, check your browser or mobile device settings, and visit http://www.allaboutcookies.org.

Changes to Our Privacy Notice

We will occasionally modify our Privacy Notice as needed.  Any changes will be incorporated into this Privacy Notice, and the most recent version of the Privacy Notice will always be posted on our website.  The date the Privacy Notice was last revised is identified at the top of the page.  You are responsible for periodically reviewing our website and this Privacy Notice for any changes.  Your continued use of this website will be deemed acceptance of any such changes. 

Privacy Notice Applicability

This Privacy Notice merely supplements, and does not replace, other applicable privacy policies and procedures that relate to your business relationships with Apogee.

Contact Information

For questions or comments regarding this Privacy Notice or our privacy practices, please write us at:

Attn:  Legal and Compliance, Cybersecurity and Data Privacy

1190 Devon Park Drive

Wayne, PA 19087

You may also email us at cybercompliance@usli.com.

See Apogee ProductsWe Place All Types of Professional Liability

Last Updated: June 29, 2020 3:47 PM   HOW APOGEE IS RESPONDING: We know there are many concerns as the COVID-19 (Coronavirus) pandemic continues to unfold. We want to assure you that we are committed to working through these challenges together with you. We recognize that people will be facing a variety of different hardships and we will do everything we can to accommodate. We are all in this together. Our entire team remains dedicated to our customers, working virtually and safely from their homes to meet our customer service promises: Our underwriters are available by telephone and email with full quoting functionality with expertise and speed. Click here for a list of our team's extensions. Our salespeople continue to “meet” with our customers virtually over video conference to assist with policyholder questions surrounding new teleworking exposures, payment concerns, and general pandemic assistance. Our website will remain fully functional, and you can continue to submit new business requests HERE. Our telephone lines and email inboxes are up and running without interruption. We continue to accept all premium payments via check received at our Lockbox. Please ensure that premium payments are sent to:  M&T Bank c/o Apogee Insurance Group Box # 69170 1800 Washington Blvd-8th Floor Baltimore, MD 21230   UPDATES FROM OUR MARKETS: AdmiralArgoAt-BayBeazley BRPCapSpecialtyCFCChubb C.N.A. CorvusELANYGreat American HiscoxHiscox NOW HudsonLloyd's MarkelMedProOneBeaconRSUI Travelers USLIVerus  Victor    CARES ACT RESOURCES: CARES Act: addresses economic impacts of, and otherwise response to, the COVID-19 (coronavirus) outbreak BRC Guide: includes information regarding types of loans available to small businesses, eligibility requirements, how to apply for a loan, and more. COVID-19 Emergency Loans for Small and Mid-Sized Businesses   LEGISLATIVE & STATE UPDATES: if (window.addEventListener){ window.addEventListener("message", function(event) { if(event.data.length >= 22) { if( event.data.substr(0, 22) == "__MM-LOCATION.REDIRECT") location = event.data.substr(22); } }, false); } else if (window.attachEvent){ window.attachEvent("message", function(event) { if( event.data.length >= 22) { if ( event.data.substr(0, 22) == "__MM-LOCATION.REDIRECT") location = event.data.substr(22); } }, false); } ul.map li { float: left; margin: 0 25px 0 0px; width: 120px; border: 0px solid; height: 45px; padding-left: 6px; } ul.map { list-style: square url(https://createaclickablemap.com/li-arrow.png) !important; } ul.map li a{ margin: 0;padding: 0; text-decoration:underline; font-family:Arial, Helvetica, sans-serif; font-size:12px; font-weight:normal; color:#4591b1; } ul.map li a:hover{ text-decoration:none; color:#214b6e;} .linkBack{ display:block; width:130px; position: relative; bottom: 0px; left: 660px; font-family: Arial,Helvetica,sans-serif; font-size: 10px; font-style:italic; color:#666666;} .linkBack a {color:#666666;}.linkBack a:hover{color:#666666;text-decoration: none;} Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming                   ADDITIONAL RESOURCES: Free cyber risk analysis and reports (for hospitals, healthcare entities, or any organization on the frontlines) Reduction in Force Supplement WSIA Wholesale Fees COVID-19 Safety Procedures Supplemental App (home healthcare with CapSpecialty) State COVID-19 Bulletins