Architect & Engineer Errors & Omission
Architects & Engineers today demand a broad level of professional liability coverage as
they work with more sophisticated clients. We collaborate with our clients to develop
policy terms and coverage packages uniquely suited to their circumstances and needs.
We are able to consider all varieties of limits/deductibles, risk transfer alternatives and
unusual exposures at a rational price.

Real Estate Errors & Omissions
Designed for real estate and/or appraisal firms which derive at least 65% of their commission from residential real estate transactions. Discrimination and Lock Box coverages are automatically provided in the form. This competitively priced product provides coverage which competes with association-endorsed programs. Business Owners Package is also available.

Specified Professional Errors & Omissions
Our product targets over 80 classes including Advertising Agencies, Claims Adjusters, Collection Agencies, Document Management Services, Employment Agencies, Event/Meeting Planners, Human Resource Consultants, Management/Marketing Consultants, Tax Preparers/Bookkeepers and Tutors. Coverage includes duty to defend wording and personal injury coverage for all classes. Defense costs outside the limit, intellectual property coverage, contingent bodily injury/property damage coverage, defense-only sexual abuse/molestation coverage and the option to purchase a Businessowners Package available for select classes.

Insurance Agents Errors & Omissions
Our product targets both standard and non-standard personal lines agencies, including life insurance agencies with up to $10,000,000 in premium volume. Defense costs outside the limit, personal injury protection and automatic coverage for independent contractors are just a few of the coverage features.

Property Managers Errors & Omissions
Our unique form is tailored to meet the professional liability needs of both commercial and residential property managers. We offer three distinct coverages, each with a separate Limit of Liability: Errors and Omissions, Tenant Discrimination and Employment Practices Liability. Our product offers coverage for up to 100% ownership interest in Personally Owed Property. Premises Preferred Package is also available.

Recruiters Professional Liability
This product is specifically designed to meet the needs of permanent employment placement agencies. It offers separate limits for Errors and Omissions, Employment Practices Liability with duty to defend wording and defense outside the limit. Optional Third Party Discrimination is also available when Employment Practices Liability is purchased. Business Owners Package coverage is also available.

SuperTek Pak Professional Liability
The Technology Professional product targets a wide range of information technology professionals with up to $15,000,000 in revenue. We have expanded our guidelines to over 35 technology services, including web hosting services and custom software development. Broad form coverage is also available, which enhances coverage for claims involving intellectual property, malicious code, personal injury, and unauthorized access. General liability and property coverages are also available. Full prior acts is available for most accounts.

MicroTekPak Small Business Technology Professional Liability
MicroTek Pak Small Business Technology Professional Liability: This is a very competitively priced new product, targeted at technology professionals with less than $500,000 in revenue and 3 or fewer consultants. The all-in-one policy has minimum premiums starting at $995 for BOTH Professional Liability and the Professional Office Package. MicroTek Pak is Big Coverage for Small Technology Businesses.