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Non Profit Directors & Officers
 

Our Non Profit Professional Liability Product offers innovative coverage enhancements.

             

Product Features

Separate Directors & Officers Liability and Employment Practices Liability Limits
Unlimited Extended Reporting Period for former Directors & Officers
  An insured gains the advantage of an occurrence policy by knowing they are always insured for the time they served on the board
Online Quoting and Renewal Binding/Issuance available
Coverage for Third Party Discrimination and Third Party Sexual Harassment
  Expanded definition of sexual harassment to include other workplace harassment
Named peril coverage for employment claims arising out of the use of the internet and e-mail
Defenses costs outside the limit of liability
Full Prior Acts Coverage
Punitive damages included where insurable by law
No Intentional Acts Exclusion on Employment Practices Liability claims
Outside Directorship Liability coverage
Hammer clause with 50/50 split
Coverage for both monetary and non-monetary claims included
Free HELPLINE human resources consultation service with unlimited calls and no time limits
50% discount of PeopleSystems® online sexual harassment prevention training (Note: CA, CT and ME mandate such training by law)
Three Year Policies available
     
Direct Bill Features

1,2,3 option Installments

No Interest or Installment Fees

     
Additional Features
  A.M. Best rated A to A++ carriers
  Quick turnaround time on submissions and binders
  Superior policy issuance
  Admitted in most states
             
 

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