Facebook_Pixel Real Estate Errors and Omissions (E&O) Insurance

Real Estate Agent

Apogee Insurance Group, a Warren Buffet owned Berkshire Hathaway Company has tailored Errors and Omissions coverage for real estate agencies. Established relationships with our top rated Errors and Omissions markets allow for quick winning quotes.

Contact us today and receive a FREE Errors and Omissions quote for insurance agencies or learn more about E&O coverage!

Fill out my online form.

What Is Real Estate Errors and Omissions Insurance?

Real Estate Errors and Omissions Insurance (E&O) is a line of coverage designed to protect businesses that specialize in real estate. It mostly covers real estate agents and brokers, however it can be extended to cover landlords and a few other classifications. Just as any normal E&O policy will do, a Real Estate E&O policy protects the insured against any mistakes due to negligence or breach of contract made while doing business. The coverages are tailored for this specific line of work.

A Real Estate E&O policy can cover costs for legal defense as well as settlements for negligence and breach of contract. Hiring a lawyer or reaching a settlement out of court can cost a business a lot of money. Many small agencies do not have the ability to pay for these costs on their own. Even proving non-negligence in court can have huge costs. For example, a home inspector is hired to check a house before a couple purchases it. This inspector informs the couple about minor structural damage that should be taken care of, but it does not need to be fixed right away. A week later, that portion of the house collapses. The couple sues the home inspector for negligence. Without a real estate E&O policy the inspector would have to pay to settle or to hire a lawyer, which could potentially ruin his business. But with the right coverage the risk of negligence can be protected.

The Apogee Advantage

Our Errors and Omissions insurance is available through A or better rated, A.M. Best, admitted and non-admitted markets throughout all 50 U.S. states.

Coverage May Include

Protection against financial losses from lawsuits filed due to error, omission, or negligence in regard to your duties as a real estate agent(s).

  • Environmental Pollutants coverage
  • Full Prior Acts coverage available
  • Defense outside the limit
  • Duty to defend
  • Internet coverage provided
  • Optional Package policy with errors & omissions, general liability and business personal property coverage. General liability includes coverage for bodily injury arising out of professional services


Errors & Omissions Available Markets